Mortgages for Non-Residents, Expats & Foreign Nationals buying in Italy
Whether you are looking for a mortgage to purchase your dream holiday home in Italy, or raise a mortgage to renovate an Italian property, whether your are an Italian living abroad, or foreign national living outside of Italy, whether you are an experienced property investor or a first time buyer we are here to help you through the mortgage process.
We have built relationships with Italian and International Banks to offer the widest variety of options available if you are looking for mortgage finance for your property in Italy.
This website aims to provide you with enough information including about how much you can borrow in Italy, information on Italian mortgage rates, what the mortgage is likely to cost you, other costs and fees to take into account and the buying process to make the purchase of your new property in Italy as straight forward and quick as possible.
- up to 60% LTV
- Rates from 3.50%
- English Speakng Advisors
- Free Quote and Pre-Approval Service
- Our Help and Guidance from Start to End
- Access to All Lenders providing mortgages to non-residents
- Access to Property Finder Service
- Mortgages on Finished and Renovation Properties
Buying a home in Italy? We help foreign buyers secure mortgages from leading Italian banks, even if you live abroad.
- Mortgages for Non-Residents
- Finance for holiday homes and investment properties
- English-speaking mortgage specialists
- Guidance and support through the whole process from inital enquiry to completion
Find Out How Much You Can Borrow
Whether you’re buying a villa in Tuscany, an apartment in Rome, or a holiday home on Lake Como, we’ll help you find the right mortgage solution and navigate the Italian banking system with confidence.
Contact us to see how much you can borrow
Mortgages for International Buyers
Whether you’re employed, self-employed, or retired, we will help identify lenders that match your circumstances.
- UK and EU buyers
- Swiss and other European Countries
- US and Canadian buyers
- Italian Expats (AIRE) living abroad
- Residents in other parts of the world working for multinational companies
Why Use a Specialist Italian Mortgage Broker?
Italian banks have different requirements for international buyers. We work with lenders that understand foreign income, overseas tax returns, and non-resident applications.
Our team can help you:
- Manage and support the mortgage process from start to finish
- Free, no-obligation, pre-qualification for the mortgage in Italy
- Compare Rates from Multiple Lenders
- English Speaking Advisors
- Let you know, before you make an application, how much you can borrow and what it will cost you
- Only apply to a bank that can approve the mortgage for you, not wasting time on banks that can't help you
- Prepare your application correctly
- Navigate Italian documentation requirements
- Over 30 years experience in mortgages with the last 20 specialising in overseas mortgages concentrating in Italy
Why choose us to help you secure the right mortgage in Italy?
- We are part of Overseas Mortgage Broker Ltd, working only with clients buying property abroad
- Experience with non-resident applications
- Assisted with over 200 successful mortgages over the years
- Help you apply only to a bank that can process the mortgage for you
- Navigate Italian documentation requirements and assist with translations, where necessary
- Manage and support the mortgage process from start to finish
- English-speaking support
- Transparent guidance throughout the process
- Let you know, before you make an application how much you can borrow and what it will cost you
How the mortgage process works in Italy
Why not ask here for a free, no obligation quote? Complete the simple form and we will get back to you with outline details of how much you should be able to borrow and what your Italian mortgage is likely to cost you.
We also offer a free pre-qualification service if you would like to find out if you actually qualify for a mortgage in Italy. Complete this decision in principle form and we will provide you with comprehensive details of what you could expect to be approved for. With an outline decision in principle and knowing how much you can borrow to finance your Italian purchase, you are in a better position when you go house hunting.
Both these two services are provided free of charge with no obligation on your part (or credit checks made) until you decide to proceed to full application.
The process of applying for an Italian mortgage can sometimes seem overwhelming, we are here to help at all stages of the mortgage application.
Our Mortgage Services:
When you complete our short enquiry form, we will be able to work out how much you can borrow and it will help you budget for your purchase in Italy. This quotation is totally free and confidential.
We also offer a more in depth pre-qualification service that will enable us to approach lenders on your behalf and obtain a non-binding agreement in principle for you.